企業規模 範例倉儲。

flowchart LR
  PORT[HilsonPortfolio.publish_foundation]
  STAY[StayReservation.execute_lifecycle]
  PORT --> STAY
  STAY --> BOOK[CRS booking]
  BOOK --> PMS[PMS sync]
  PMS --> FOL[folio charges]
  FOL --> PAY[Adyen settlement]
  PAY --> LOY[Honors points]
  LOY --> OWN[owner statement + GL]
          

%%{init: {"flowchart": {"htmlLabels": false}} }%%
flowchart LR
  subgraph master["Brand & property master"]
    direction TB
    BR[hilson_brand]
    PROP[oracle_opera property]
    RMS[ideas_rms rate plans]
    BR ~~~ PROP
    PROP ~~~ RMS
  end
  subgraph dist["Distribution & booking"]
    direction TB
    AMA[amadeus_hosp CRS]
    SM[siteminder OTA]
    AMA ~~~ SM
  end
  subgraph stay["Stay & revenue"]
    direction TB
    RES[oracle_opera reservation]
    FOL[folio header / charges]
    SIM[micros_simphony F&B]
    PAY[adyen payments]
  end
  subgraph loy["Loyalty & VoC"]
    direction TB
    HON[hilson_loyalty member]
    MED[medallia · qualtrics]
    HON ~~~ MED
  end
  subgraph corp["Owner & corporate"]
    direction TB
    OWN[oracle_fusion owner stmt]
    SAP[sap_s4 GL]
    GRP[salesforce group sales]
    OWN ~~~ SAP
    SAP ~~~ GRP
  end
  master --> dist --> stay --> loy
  stay --> corp
          

flowchart TB
  CEO[Hilson Hospitality Group]
  CEO --> BRAND[Brand & marketing]
  CEO --> DIST[Distribution & revenue mgmt]
  CEO --> PROP[Property operations]
  CEO --> SALES[Group sales]
  CEO --> LOY[Loyalty program]
  CEO --> FIN[Finance & owner reporting]
  CEO --> HR[Human resources]
  CEO --> GX[Guest experience]
  CEO --> LEG[IT / security / legal]
          

flowchart LR
  F["foundation
~15 tables"]
  C["commercial
~7 tables"]
  GR["guest_revenue
~17 tables"]
  PO["property_ops
~7 tables"]
  CO["corporate
~16 tables"]
  F --> C --> GR --> PO
  F -.-> CO
  GR -.-> CO
          

erDiagram
  PROPERTY ||--o{ RESERVATION : hosts
  PROPERTY ||--o{ RATE_PLAN : offers
  BRAND ||--o{ PROPERTY : flags
  MEMBER ||--o{ RESERVATION : books
  MEMBER ||--o{ POINT_TXN : earns
  MEMBER ||--o{ REDEMPTION : redeems
  RESERVATION ||--|| FOLIO : bills
  FOLIO ||--o{ FOLIO_CHARGE : lines
  RESERVATION ||--o{ FNB_CHECK : posts
  CORP_ACCOUNT ||--o{ OPPORTUNITY : pursues
  SUPPLIER ||--o{ PO : supplies
  PROPERTY ||--o{ WORK_ORDER : maintains
          

flowchart TB
  subgraph foundation["Foundation"]
    direction TB
    f1["hilson_brand · oracle_opera property · room_type"]
    f2["amadeus_hosp · ideas_rms · hilson_loyalty member"]
    f3["salesforce account · workday · sap_s4 · coupa supplier"]
  end
  subgraph commercial["Commercial"]
    direction TB
    c1["salesforce pipeline · CPQ · hubspot · marketo"]
  end
  subgraph guest_rev["Guest revenue"]
    direction TB
    g1["oracle_opera reservation · folio · events"]
    g2["amadeus_hosp · siteminder · micros_simphony"]
    g3["adyen · loyalty points · oracle_fusion owner"]
  end
  subgraph prop_ops["Property ops"]
    direction TB
    p1["housekeeping · occupancy · ibm_maximo · coupa PO"]
  end
  subgraph corporate["Corporate"]
    direction TB
    co1["sap_s4 journals · adp · ukg · anaplan"]
    co2["medallia · qualtrics · zendesk · concur"]
    co3["servicenow · okta · splunk · ironclad · onetrust"]
  end
  foundation --> commercial --> guest_rev --> prop_ops
  foundation --> corporate
  guest_rev --> corporate
          

flowchart LR
  subgraph kb["kb/industries/hilson"]
    SPINE[entity + process models]
  end
  subgraph sim["sim/industries/hilson"]
    ORCH[HilsonEnterpriseSimulation]
    DOM["StayReservation.execute_lifecycle()
Property · GuestMember …"]
  end
  subgraph simedw["SimEDW V2"]
    ADP[SourceSystem adapters]
    CHB[("ClickHouse hilson_v2
62 bronze tables")]
  end
  subgraph vibebi["VibeBI"]
    SEM[("semantic")]
    SIL[("silver views")]
    GLD[("gold views")]
  end
  DASH["Dashboards & agents"]
  SPINE --> DOM
  ORCH --> DOM --> ADP --> CHB
  CHB --> SEM --> SIL --> GLD --> DASH
          

flowchart LR
  START([60s tick]) --> SIM[HilsonEnterpriseSimulation.generate]
  SIM --> FOUND[Portfolio.publish_foundation]
  FOUND --> STAY[StayReservation lifecycles]
  STAY --> EVT[SourceSystem events]
  EVT --> BRZ[Append bronze rows]
  BRZ --> WAIT[Sleep] --> START
          

flowchart LR
  BOOK[booked] --> SYNC[synced_to_pms]
  SYNC --> CHKIN[checked_in]
  CHKIN --> HOUSE[in_house]
  HOUSE --> CHKOUT[checked_out]
  CHKOUT --> SET[settled]
  SET --> PTS[points_posted]
  PTS --> OCC[occupancy_snapshotted]
  OCC --> OWN[owner_reported]
  OWN --> GL[posted_to_gl]
  SYNC -.->|no_show| NS[no_show]
  SET -.->|chargeback| CB[chargeback]
          

flowchart LR
  subgraph snap["snapshot"]
    direction TB
    S1["Property · brand · member masters"]
    S2[Daily full refresh]
  end
  subgraph txn["transaction"]
    direction TB
    T1["Reservations · folios · payments"]
    T2[Append each live tick]
  end
  subgraph evt["event"]
    direction TB
    E1["HK · OTA · surveys · access"]
    E2[Append each live tick]
  end
  BRONZE[("hilson_v2 bronze row")]
  snap --> BRONZE
  txn --> BRONZE
  evt --> BRONZE
          

flowchart LR
  PORT[PcPortfolio.publish_foundation]
  BATCH[ProductionBatch.execute_lifecycle]
  ORDER[CustomerOrder.execute_lifecycle]
  PORT --> BATCH
  PORT --> ORDER
  BATCH --> FCST[BlueYonder forecast]
  FCST --> PO[Ariba PO]
  PO --> MES[SIEMENS MES work order]
  MES --> QC[MasterControl release]
  QC --> WMS[WMS finished goods]
  ORDER --> OMS[OMS order]
  OMS --> SHIP[OTM shipment]
  SHIP --> GL[SAP S/4 journal]
          

%%{init: {"flowchart": {"htmlLabels": false}} }%%
flowchart LR
  subgraph portfolio["Portfolio & R&D"]
    direction TB
    PCB[pc_brand SBU ladder]
    PIM[akeneo_pim SKU]
    PCB ~~~ PIM
  end
  subgraph plan["Plan & procure"]
    direction TB
    BY[blueyonder forecast]
    ARB[sap_ariba PO]
    BY ~~~ ARB
  end
  subgraph make["Make & quality"]
    direction TB
    MES[siemens_mes work order]
    MC[mastercontrol QC]
    MES ~~~ MC
  end
  subgraph move["Store & ship"]
    direction TB
    WMS[manhattan_wms inventory]
    OTM[oracle_otm TMS]
    WMS ~~~ OTM
  end
  subgraph sell["Sell to retail"]
    direction TB
    SF[salesforce trade]
    OMS[manhattan_oms orders]
    SF ~~~ OMS
  end
  subgraph corp["Corporate"]
    direction TB
    WD[workday]
    S4[sap_s4 GL]
    WD ~~~ S4
  end
  portfolio --> plan --> make --> move --> sell --> corp
          

flowchart TB
  CEO[P&C Global]
  CEO --> SBU[SBU portfolio & R&D]
  CEO --> MFG[Supply chain & manufacturing]
  CEO --> COMM[Commercial & retail sales]
  CEO --> MKT[Marketing & brand]
  CEO --> FIN[Finance & controller]
  CEO --> HR[Human resources]
  CEO --> QUAL[Quality & regulatory]
  CEO --> LEG[IT / legal / security]
          

flowchart LR
  F["foundation
~13 tables"]
  SC["supply_chain
~10 tables"]
  D["distribution
~6 tables"]
  C["commercial
~16 tables"]
  CO["corporate
~15 tables"]
  F --> SC --> D --> C
  F -.-> CO
  C -.-> CO
          

erDiagram
  BRAND ||--o{ PRODUCT : owns
  PRODUCT ||--o{ PRODUCTION_BATCH : produces
  PLANT ||--o{ PRODUCTION_BATCH : runs
  SUPPLIER ||--o{ PO : supplies
  PRODUCTION_BATCH ||--o{ PO : triggers
  PLANT ||--o{ INVENTORY : stocks
  RETAIL_CUSTOMER ||--o{ CUSTOMER_ORDER : places
  PRODUCT ||--o{ ORDER_LINE : contains
  CUSTOMER_ORDER ||--|{ ORDER_LINE : lines
  CUSTOMER_ORDER ||--o{ SHIPMENT : ships
  CUSTOMER_ORDER ||--o{ JOURNAL : posts
          

flowchart TB
  subgraph foundation["Foundation"]
    direction TB
    f1["pc_brand · akeneo_pim
oracle_scm · workday"]
    f2["sap_s4 dimensions"]
  end
  subgraph supply_chain["Supply chain"]
    direction TB
    s1["blueyonder · sap_ariba
siemens_mes · mastercontrol"]
    s2["ibm_maximo · aws_iot"]
  end
  subgraph distribution["Distribution"]
    direction TB
    d1["manhattan_wms
oracle_otm"]
  end
  subgraph commercial["Commercial"]
    direction TB
    c1["salesforce · manhattan_oms
hubspot · marketo"]
    c2["google_analytics · qualtrics · zendesk"]
  end
  subgraph corporate["Corporate"]
    direction TB
    co1["sap_s4 journals · coupa
adp · ukg · concur"]
    co2["servicenow · okta · splunk
ironclad · onetrust · greenhouse"]
  end
  foundation --> supply_chain --> distribution --> commercial
  foundation --> corporate
  commercial --> corporate
          

flowchart LR
  subgraph kb["kb/industries/pnc"]
    SPINE[entity + process models]
  end
  subgraph sim["sim/industries/pnc"]
    ORCH[PcEnterpriseSimulation]
    DOM["ProductionBatch · CustomerOrder
execute_lifecycle()"]
  end
  subgraph simedw["SimEDW V2"]
    ADP[SourceSystem adapters]
    CHB[("ClickHouse pnc_v2
60 bronze tables")]
  end
  subgraph vibebi["VibeBI"]
    SEM[("semantic")]
    SIL[("silver views")]
    GLD[("gold views")]
  end
  DASH["Dashboards & agents"]
  SPINE --> DOM
  ORCH --> DOM --> ADP --> CHB
  CHB --> SEM --> SIL --> GLD --> DASH
          

flowchart LR
  START([60s tick]) --> SIM[PcEnterpriseSimulation.generate]
  SIM --> FOUND[PcPortfolio.publish_foundation]
  FOUND --> BATCH[ProductionBatch lifecycles]
  FOUND --> ORDER[CustomerOrder lifecycles]
  BATCH --> CORP[PlantOps + Finance + Commercial]
  ORDER --> CORP
  CORP --> EVT[SourceSystem events]
  EVT --> BRZ[Append bronze rows]
  BRZ --> WAIT[Sleep] --> START
          

flowchart LR
  FCST[forecasted] --> PROC[materials_procured]
  PROC --> PROD[production_started]
  PROD --> QC[quality_released]
  QC --> FG[finished_goods_received]
  FG --> ORD[customer_ordered]
  ORD --> FUL[fulfilled]
  FUL --> SHIP[shipped]
  SHIP --> GL[posted_to_gl]
  PROD -.->|scrap| SCRAP[batch_scrap]
  QC -.->|hold| HOLD[quality_hold]
  FUL -.->|short| PART[partial_shipment]
          

flowchart LR
  subgraph snap["snapshot"]
    direction TB
    S1["Brand · plant · SKU masters"]
    S2[Daily foundation refresh]
  end
  subgraph txn["transaction"]
    direction TB
    T1["POs · work orders · OMS · GL"]
    T2[Append each live tick]
  end
  subgraph evt["event"]
    direction TB
    E1["IoT · WMS movement · OTM tracking"]
    E2[Append each live tick]
  end
          BRONZE[("pnc_v2 bronze row")]
          snap --> BRONZE
          txn --> BRONZE
          evt --> BRONZE
          

flowchart LR
  PORT[HkbcPortfolio.publish_foundation]
  PAY[FpsPayment.execute_lifecycle]
  PORT --> PAY
  PAY --> RAIL[FPS / PearlPay / card / CHATS / SWIFT]
  RAIL --> CORE[post_pair in hkbc_core]
  CORE --> AML[Actimize AML]
  CORE --> EOD[EOD deposit balance]
  EOD --> GL[SAP S/4 journal]
          

%%{init: {"flowchart": {"htmlLabels": false}} }%%
flowchart LR
  subgraph master["CIF & product master"]
    direction TB
    CORE[hkbc_core CIF / account]
    SF[salesforce]
    CORE ~~~ SF
  end
  subgraph rails["Payments rails"]
    direction TB
    FPS[hkicl_fps]
    PP[hkbc_pay PearlPay]
    CARD[fiserv_visionplus]
    CHATS[hkicl_chats · swift]
  end
  subgraph book["Core & risk"]
    direction TB
    POST[hkbc_core posting]
    AML[nice_actimize]
    ECL[moodys_risk]
    POST ~~~ AML
    AML ~~~ ECL
  end
  subgraph franchise["CMB · GBM · WPB"]
    direction TB
    TRD[hkbc_trade]
    FX[murex]
    WLT[hkbc_wealth]
    TRD ~~~ FX
    FX ~~~ WLT
  end
  subgraph corp["Corporate"]
    direction TB
    WD[workday]
    S4[sap_s4 GL]
    WD ~~~ S4
  end
  master --> rails --> book --> franchise --> corp
          

flowchart TB
  CEO[HKBC Hong Kong]
  CEO --> WPB[Wealth & Personal Banking]
  CEO --> CMB[Commercial Banking]
  CEO --> GBM[Global Banking & Markets]
  CEO --> RISK[Risk & AML]
  CEO --> FIN[Finance & ALM]
  CEO --> HR[Human resources]
  CEO --> OPS[Operations & branches]
  CEO --> LEG[IT / legal / security]
          

flowchart LR
  F["foundation
~13 tables"]
  P["payments
~11 tables"]
  M["markets & risk
~12 tables"]
  C["commercial
~6 tables"]
  CO["corporate
~18 tables"]
  F --> P --> M --> C
  F -.-> CO
  P -.-> CO
          

erDiagram
  CUSTOMER ||--o{ ACCOUNT : holds
  PRODUCT ||--o{ ACCOUNT : defines
  BRANCH ||--o{ ACCOUNT : books
  ACCOUNT ||--o{ PAYMENT : pays
  ACCOUNT ||--o{ POSTING : ledgers
  ACCOUNT ||--o{ DEPOSIT_BALANCE : snapshots
  PAYMENT ||--o{ AML_ALERT : screens
  COMMERCIAL_CLIENT ||--o{ TRADE_CREDIT : finances
  ACCOUNT ||--o{ FX_TRADE : hedges
  ACCOUNT ||--o{ WEALTH_ORDER : deals
          

flowchart TB
  subgraph foundation["Foundation"]
    direction TB
    f1["hkbc_core branch · product · CIF · account"]
    f2["salesforce · workday · sap_s4 dimensions"]
  end
  subgraph payments["Payments"]
    direction TB
    p1["hkicl_fps · hkbc_pay · fiserv_visionplus"]
    p2["hkicl_chats · swift · core posting"]
  end
  subgraph markets["Markets & risk"]
    direction TB
    m1["murex · bloomberg · hkbc_trade · hkbc_wealth"]
    m2["nice_actimize · moodys_risk"]
  end
  subgraph commercial["Commercial"]
    direction TB
    c1["salesforce pipeline · hubspot · marketo"]
  end
  subgraph corporate["Corporate"]
    direction TB
    co1["sap_s4 journals · anaplan · adp · ukg"]
    co2["genesys · zendesk · servicenow · okta"]
    co3["splunk · ironclad · onetrust · greenhouse"]
  end
  foundation --> payments --> markets --> commercial
  foundation --> corporate
  payments --> corporate
          

flowchart LR
  subgraph kb["kb/industries/hkbc"]
    SPINE[entity + process models]
  end
  subgraph sim["sim/industries/hkbc"]
    ORCH[HkbcEnterpriseSimulation]
    DOM["FpsPayment.execute_lifecycle()
Account · Customer · FxTrade …"]
  end
  subgraph simedw["SimEDW V2"]
    ADP[SourceSystem adapters]
    CHB[("ClickHouse hkbc_v2
60 bronze tables")]
  end
  subgraph vibebi["VibeBI"]
    SEM[("semantic")]
    SIL[("silver views")]
    GLD[("gold views")]
  end
  DASH["Dashboards & agents"]
  SPINE --> DOM
  ORCH --> DOM --> ADP --> CHB
  CHB --> SEM --> SIL --> GLD --> DASH
          

flowchart LR
  START([60s tick]) --> SIM[HkbcEnterpriseSimulation.generate]
  SIM --> FOUND[Portfolio.publish_foundation]
  FOUND --> PAY[Payment lifecycles]
  FOUND --> MKT[Trade · FX · wealth · risk]
  PAY --> EVT[SourceSystem events]
  MKT --> EVT
  EVT --> BRZ[Append bronze rows]
  BRZ --> WAIT[Sleep] --> START
          

flowchart LR
  OPEN[account_opened] --> INIT[payment_initiated]
  INIT --> POST[core_posted]
  POST --> AML[aml_screened]
  AML --> CLR[cleared]
  CLR --> BAL[balance_snapshot]
  BAL --> GL[posted_to_gl]
  INIT -.->|fps_reject| REJ[fps_rejected]
  INIT -.->|card_decline| DEC[card_declined]
  POST -.->|aml_hold| HOLD[aml_hold]
          

flowchart LR
  subgraph snap["snapshot"]
    direction TB
    S1["CIF · product · branch · account"]
    S2[Daily foundation refresh]
  end
  subgraph txn["transaction"]
    direction TB
    T1["Payments · postings · LC · FX · GL"]
    T2[Append each live tick]
  end
  subgraph evt["event"]
    direction TB
    E1["AML · card auth · access · NPS"]
    E2[Append each live tick]
  end
  BRONZE[("hkbc_v2 bronze row")]
  snap --> BRONZE
  txn --> BRONZE
  evt --> BRONZE
          

flowchart LR
  PORT[AyaPortfolio.publish_foundation]
  LIFE[LifePolicy.execute_lifecycle]
  GI[GiPolicy.execute_lifecycle]
  PORT --> LIFE
  PORT --> GI
  LIFE --> Q[Aria quote]
  Q --> UW[Magnum UW]
  UW --> PAS[Ingenium / PolicyCenter]
  PAS --> FPS[FPS collect]
  GI --> FNOL[ClaimCenter FNOL]
  FNOL --> RI[reinsurance cession]
  FPS --> GL[SAP S/4 IFRS 17]
          

%%{init: {"flowchart": {"htmlLabels": false}} }%%
flowchart LR
  subgraph factory["Product & distribution"]
    direction TB
    PRD[aya_product]
    AG[aya_agency]
    DIG[aya_digital Aria]
    PRD ~~~ AG
    AG ~~~ DIG
  end
  subgraph bind["Underwrite & bind"]
    direction TB
    MAG[swissre_magnum]
    LIFE[dxc_ingenium]
    PC[guidewire_pc]
    MAG ~~~ LIFE
    LIFE ~~~ PC
  end
  subgraph cash["Collect & commission"]
    direction TB
    BC[guidewire_bc]
    FPS[fps]
    VAR[varicent]
    BC ~~~ FPS
    FPS ~~~ VAR
  end
  subgraph claims["Claims & health"]
    direction TB
    CC[guidewire_cc]
    FN[fineos]
    CLIN[aya_health]
    CC ~~~ FN
    FN ~~~ CLIN
  end
  subgraph corp["Investments & close"]
    direction TB
    AIM[bloomberg_aim]
    PR[prophet]
    S4[sap_s4]
    AIM ~~~ PR
    PR ~~~ S4
  end
  factory --> bind --> cash --> claims --> corp
          

flowchart TB
  CEO[AYA Hong Kong]
  CEO --> LIFE[Life & Savings]
  CEO --> HLTH[Health & Employee Benefits]
  CEO --> GI[General Insurance]
  CEO --> DIST[Agency / banca / digital]
  CEO --> CLM[Claims]
  CEO --> FIN[Finance & actuarial]
  CEO --> HR[Human resources]
  CEO --> LEG[IT / legal / security]
          

flowchart LR
  F["foundation
~12 tables"]
  D["distribution
~10 tables"]
  P["policy & premium
~9 tables"]
  C["claims
~6 tables"]
  CO["finance & corporate
~23 tables"]
  F --> D --> P --> C
  F -.-> CO
  P -.-> CO
          

erDiagram
  PRODUCT ||--o{ LIFE_POLICY : tariffs
  PRODUCT ||--o{ GI_POLICY : tariffs
  AGENT ||--o{ LIFE_POLICY : sells
  AGENT ||--o{ GI_POLICY : sells
  POLICYHOLDER ||--o{ LIFE_POLICY : owns
  POLICYHOLDER ||--o{ GI_POLICY : owns
  LIFE_POLICY ||--o{ HEALTH_CLAIM : incurs
  GI_POLICY ||--o{ GI_CLAIM : notifies
  GI_POLICY ||--o{ INVOICE : bills
  LIFE_POLICY ||--o{ PREMIUM : collects
  GI_CLAIM ||--o{ CESSION : cedes
          

flowchart TB
  subgraph foundation["Foundation"]
    direction TB
    f1["aya_product · aya_agency · oracle_scm"]
    f2["salesforce · workday · sap_s4 dimensions"]
  end
  subgraph distribution["Distribution"]
    direction TB
    d1["aya_digital · salesforce_cpq"]
    d2["hubspot · marketo · google_analytics"]
  end
  subgraph policy["Policy & premium"]
    direction TB
    p1["swissre_magnum · dxc_ingenium"]
    p2["guidewire_pc · guidewire_bc · fps · varicent"]
  end
  subgraph claims["Claims"]
    direction TB
    c1["guidewire_cc · fineos · aya_health · sap_fs_ri"]
  end
  subgraph corporate["Finance & corporate"]
    direction TB
    co1["prophet · bloomberg_aim · sap_s4 journals"]
    co2["anaplan · adp · ukg · concur · coupa"]
    co3["servicenow · okta · splunk · ironclad · onetrust"]
  end
  foundation --> distribution --> policy --> claims
  foundation --> corporate
  policy --> corporate
          

flowchart LR
  subgraph kb["kb/industries/aya"]
    SPINE[entity + process models]
  end
  subgraph sim["sim/industries/aya"]
    ORCH[AyaEnterpriseSimulation]
    DOM["LifePolicy · GiPolicy
execute_lifecycle()"]
  end
  subgraph simedw["SimEDW V2"]
    ADP[SourceSystem adapters]
    CHB[("ClickHouse aya_v2
60 bronze tables")]
  end
  subgraph vibebi["VibeBI"]
    SEM[("semantic")]
    SIL[("silver views")]
    GLD[("gold views")]
  end
  DASH["Dashboards & agents"]
  SPINE --> DOM
  ORCH --> DOM --> ADP --> CHB
  CHB --> SEM --> SIL --> GLD --> DASH
          

flowchart LR
  START([60s tick]) --> SIM[AyaEnterpriseSimulation.generate]
  SIM --> FOUND[Portfolio.publish_foundation]
  FOUND --> LIFE[LifePolicy lifecycles]
  FOUND --> GI[GiPolicy lifecycles]
  LIFE --> CORP[Health + investments + finance]
  GI --> CORP
  CORP --> EVT[SourceSystem events]
  EVT --> BRZ[Append bronze rows]
  BRZ --> WAIT[Sleep] --> START
          

flowchart LR
  Q[quoted] --> UW[underwritten]
  UW --> BIND[bound]
  BIND --> BILL[billed]
  BILL --> COL[collected]
  COL --> COMM[commissioned]
  COMM --> GL[posted_to_gl]
  UW -.->|uw_decline| DEC[declined]
  BILL -.->|lapse| LAPSE[premium_lapse]
          

flowchart LR
  FNOL[fnol_submitted] --> OPEN[claim_opened]
  OPEN --> RSV[reserved]
  RSV --> PAY[paid]
  PAY --> CLOSE[closed]
  OPEN -.->|denied| DENY[claim_denied]
  PAY -.->|partial| PART[partial_settlement]
          

flowchart LR
  subgraph snap["snapshot"]
    direction TB
    S1["Product · agent · policyholder masters"]
    S2[Daily foundation refresh]
  end
  subgraph txn["transaction"]
    direction TB
    T1["Policies · premiums · claims · GL"]
    T2[Append each live tick]
  end
  subgraph evt["event"]
    direction TB
    E1["Digital sessions · FNOL · clinic visits"]
    E2[Append each live tick]
  end
  BRONZE[("aya_v2 bronze row")]
  snap --> BRONZE
  txn --> BRONZE
  evt --> BRONZE